:root{--navy:#123a68;--deep:#08294e;--orange:#ed7a1c;--green:#15803d;--cream:#f7fafc;--ink:#17324d;--muted:#5c7084;--line:#dbe5ee;--shadow:0 12px 30px rgba(8,41,78,.12)}
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.brand img{width:62px;height:62px;object-fit:contain;flex:0 0 62px}.header-row{min-height:82px}.footer-brand img{width:66px;height:66px;object-fit:contain;padding:3px}.faq-panel{margin-top:42px;padding:24px;border:1px solid #d8e5ef;border-radius:20px;background:linear-gradient(145deg,#f7fbff,#fffaf3);box-shadow:var(--shadow)}.faq-panel-head{text-align:center;margin-bottom:12px}.faq-panel-head span{color:var(--orange);font-size:.76rem;font-weight:900;letter-spacing:.1em;text-transform:uppercase}.faq-panel-head h2{margin:5px 0 6px!important;color:var(--deep)}.faq-panel-head p{margin:0;color:var(--muted)}.faq-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:10px;margin-top:20px}.faq-grid details{padding:0;border:1px solid #d8e5ef;border-radius:13px;background:#fff;box-shadow:0 5px 14px rgba(8,41,78,.06)}.faq-grid summary{position:relative;padding:15px 42px 15px 15px;list-style:none;line-height:1.3}.faq-grid summary::-webkit-details-marker{display:none}.faq-grid summary:after{content:"+";position:absolute;right:15px;top:11px;color:var(--orange);font-size:1.45rem;line-height:1}.faq-grid details[open] summary:after{content:"-"}.faq-grid details p{margin:0;padding:0 15px 15px;color:#4c647b;font-size:.94rem}@media(max-width:700px){.brand img{width:50px;height:50px;flex-basis:50px}.header-row{min-height:66px}.faq-panel{margin-top:30px;padding:15px;border-radius:15px}.faq-grid{grid-template-columns:1fr}.faq-grid summary{padding:13px 38px 13px 13px}.faq-grid details p{padding:0 13px 13px}}